Results for Search Submit Filter by: Advanced Filter All results Solutions Industry People Client Story Insights/Blogs Filter Blog August 16, 2023 From cash to credit to crypto, exploring how we think about money The concept of credit dates back at least 5,000 years. Archaeologists unearthed clay tablets that show agreements between Mesopotamians and merchants from nearby Harappa to buy something in the moment and pay for it later—layaway in the cradle of civilization. Globally, there are no “cashless countries,” but several are getting close. Canada tops the list, with Sweden, the UK, France and the… Blog October 6, 2023 Protiviti-Oxford study: Execs see cashless future, expect big disruption from digital currency Two-thirds of global executives say their companies are at least “somewhat prepared” for a significant disruption to monetary policies and structure. A staggering 89% of business leaders say they are concerned about their ability to protect customer and client data in a digital currency future; 61% say crime, fraud and corruption will be more prevalent in future financial transactions.Global… Blog October 17, 2023 The past, present and future of the U.S. dollar with David Cowen, President and CEO of MoAF "This inflation is so bad, George Washington writes a letter in the middle of the war saying, 'A wagonful worth of money won’t buy a wagonful worth of provisions.' So, who is going to straighten all of this out? Well, we become a nation officially, April 30, 1789. George Washington takes the oath of office in New York City, and then he brings on Alexander Hamilton to be the secretary of the… Blog October 25, 2023 Exploring an evolving payments landscape with the Commonwealth Bank of Australia "Based on industry data, more than 30% of Australians have been using mobile wallets when they make payments instore. As compared to US, that’s 1.7% and for Germany at 6.1%, and I see that trend continue to grow." "Banks have a large and trusting customer base and extensive in-person and digital distribution network, which provides a strong starting point for gaining scale with payments… Blog November 6, 2023 J.P. Morgan global executive: With ISO 20022, a ‘generational change’ is coming in payments The move to ISO 20022 is a generational change in payments and probably the largest we will see in the payments space in our careers. At J.P. Morgan, we made a bold choice to be an early adopter.The payments industry has a socio-economic responsibility to continually innovate while safeguarding against systemic risk and financial crime. By 2035, I think we’ll edge closer to being a cashless… Blog November 7, 2023 Navigating an uncertain future with financial innovation expert Peter Davey of Alloy Labs "I do think that we have a good opportunity to continue to reduce cash, but I don't know that we'll ever get rid of it because unless there's some type of legislative capability that Congress holds to get rid of cash, I just don't think that constituency will ever let it go." "As you start to see some of these new real-time and instant payment capabilities adopted, including some of the… Blog November 28, 2023 Is your business ready for digital currencies? Dennis Chookaszian on what to do next "I’m not aware of many boards are actually using it as a stored value or an investment technique. On the other side of it, the payments mechanism, at some point crypto has the ability to reduce payment cost, and if that happens, boards will need to address it but it’s a long time in coming.""Since there’s no regulation, it’s highly risky and from my perspective, I wouldn’t advise any of my boards… Blog May 3, 2023 Tech visionary says AI, education can bridge digital divide to meet 2030 UN goal "AI has been here for quite a long time but generative AI has really sparked everyone’s imagination because it has created a whole new creator economy, and I think people understood just how much potential generative AI offers to revolutionize industries." "We should always get excited about how the metaverse is going to evolve the education sector and the digital landscape, but we should also… Blog May 11, 2023 Digital expert Cheemin Bo-Linn offers executive playbook for Web 3 and the metaverse "As the physical and virtual worlds meld together in the metaverse, both the board and management must stay focused on what problem they are solving to satisfy current and future customer needs as they reimagine the possibilities. This transformative disruption can make the impossible possible." "Benchmark yourself, compare yourself to competitors and the industry leaders. Are your peers making… Blog May 15, 2023 Humanity in the age of the metaverse with CJ Casciotta, founder of Reculture "We’re in this weird stage where we’re doubling ourselves as people. It started with personal branding. You can have your real self and then your personal brand that you highlight and showcase. There’s a danger in the metaverse of not recognizing that there’s a difference between our ordinary selves and the versions that we blow up through a profile or an avatar." "What I’m calling for is a… Load More