< Back to the full 2025 report on Top Risks Insurance risk insights Download Key findings from the 2025 report on Top RisksAccording to findings from Protiviti’s latest Top Risks survey, results from the insurance industry reflect a higher level of concern about the risk environment than the general population of survey respondents. But insurers’ concern levels dropped significantly from previous years’ surveys. Where the top concern last year earned a 6.42 score from insurance respondents, this year’s score was just 3.67. For point of comparison, in 2023 and 2022, the top scores were 5.20 and 5.50, respectively.Download the 2025 insurance insights brief: key risks and strategic trends10-minute readGet the 2025 insurance infographic: top near-term risks at a glance1-minute overviewWatch the 2025 webinar: expert analysis on managing emerging risks60-minutes, on-demand Download Get more Top Risks insightsDiscover our full catalogue of insight briefs for additional research findings and expert commentary related to the 2025 report on Top Risks.By industry:Aerospace & DefenseCPG & RetailEnergy & UtilitiesFinancial ServicesHealthcareHigher EducationManufacturing & DistributionPrivate EquityState & Local GovernmentTechnology, Media & Telecommunications By organisational role:Finance TeamsHuman Resources TeamsInternal Audit TeamsOperations TeamsTechnology & Data Teams Explore related solutions Pro Document Consent Insurance Protiviti helps insurers to be more effective and efficient in a way that is risk-sensitive, regulatory compliant, well-controlled, and enabled by leading technologies. Pro Digital Hightech Artificial Intelligence (AI) Artificial Intelligence (AI) stands at the forefront of innovation and is revolutionising the way businesses operate and compete. Al is critical to define the trajectory of future growth and value. The opportunity is vast and balance is key to strategic and responsible use of Al. Pro cloud Cybersecurity From the speed of innovation, digital transformation, and economic expectations to evolving cyber threats, the talent gap, and a dynamic regulatory landscape, technology leaders are expected to effectively respond to and manage these competing priorities.