Jas Jalaf

Jas is a Managing Director in Protiviti’s Risk and Compliance solution, managing a team that specialises in the delivery of due diligence reports for a number of major bank and non-bank lenders, operating in a wide range of industries and asset classes. These due diligence reviews cover companies’ internal processes and policies, with a detailed focus on credit handling and the order to cash lifecycle. Jas has an in-depth knowledge of the risk profiles, architecture and servicing agreements surrounding a range of structured finance asset classes.

Jas is a seasoned finance professional with over 20 years of experience in the public and private structured credit markets with responsibility for origination, credit analysis, structuring, hedging and portfolio management. Responsible for tailor made solutions to meet client funding and bank capital needs, implementing transaction restructurings and operational frameworks both in an investment banking and insurance environment and prior to that as a Chartered Accountant with PwC.

Past Roles

• AIG Europe. Trade Finance - origination, structuring, execution and on-going management of regulatory capital efficient working capital facilities
• Deutsche Bank. European Structured Credit Group – a focus on servicer due diligence covering a number of asset classes including regulated and unregulated mortgage products, CLOs, trade receivables, operating leases, consumer finance and loan funds for public and private European transactions
• XL Capital Assurance. European Structured Credit - business development - responsible for the expansion of European market presence and participation in the CLO markets
• CIBC World Markets. European Structuring Group - leading teams for the origination and execution of European corporate and consumer structured credit transactions for the public and private debt capital markets as well as ABCP conduit vehicles
• Union Bank Of Switzerland European Securitisation Group - responsible for the execution of public and private. European corporate and consumer ABS transactions with structures including supranational organisations (EIB and EIF). European Internal Audit Group - responsible for internal audits and reviews of various front (including the European Securitisation Group) and middle office functions providing a solid understanding of operational and control frameworks
• Coopers & Lybrand (PwC). External Audit

Areas of Expertise

• Securitisation
• Due Diligence
• Credit Risk

Education and Professional Memberships & Certifications

• Institute of Chartered Accountants in England and Wales (ICAEW)
• MA Business and Financial Economics