Tim is a Managing Director in Protiviti’s U.S. Financial Services Industry Practice. He is the former Senior Deputy Comptroller and Chief National Bank Examiner for the OCC. He brings extensive knowledge of financial services regulation with hands-on experience in all bank supervision and policy-related matters. He has significant experience working with large complex banks, regional financial institutions and community bank organization. He was a key advisor to the Comptroller, a member of the OCC’s Executive Committee, and was the Chair of the Committee on Bank Supervision for the agency.
Served on the “principal plus one” group of financial regulators that provided expert advice and program development to Treasury Secretary Paulson and his staff during the 2008-09 financial crisis. This included the development of the Troubled Asset Relief Program (TARP), the Temporary Liquidity Guarantee Program (TLGP), and the Term Asset-Backed Securities Loan Facility (TALF), among others.
Served as lead for Treasury Secretary Paulsen to organize and conduct the regulatory review to determine whether to place Freddie Mac and Fannie Mae into conservatorship.
Served as the Regulatory Council chair of the Troubled Asset Relief Program (TARP) Capital Purchase Program.
Served as a member of the Financial Stability Oversight Council (FSOC) Deputies Committee created under the Dodd-Frank Act.
Served as Chairman of FFIEC Task Force on Supervision.
Held the position of Senior Deputy Comptroller for Midsize/Community Bank Supervision where he supervised over 1,600 examiners.
Held the position of Deputy Comptroller for Large Bank Supervision, and was the Examiner-in-Charge of several large, complex national banks.
Currently advises senior executives on matters involving regulatory hot topics, interpretation of implementation standards, surrounding Dodd-Frank and Basel related matters, assistance with enforcement actions and remediation standards
As consultant, Tim has led multiple independent reviews and engagements required by regulators on matters related to corporate governance, regulatory compliance, enterprise risk management / risk governance framework, and operational risk management.
Led an independent review required by the OCC and Federal Reserve Bank to analyze and assess the root cause and corrective action taken related to a high-profile, multi-million dollar fraud. The scope of review included internal controls, operational risk management, governance and escalation practices, corporate culture, and information systems.
Advised a top-5 US bank in its efforts to enhance and strengthen independent risk management and internal audit practices and capabilities in response to heightened OCC and Federal Reserve expectations for control functions.
Led an engagement for the CEO of a large US financial institution to independently assess and provide recommendations to improve the effectiveness, stature and efficiency of the risk management, compliance and internal audit functions, as well as the risk management and control capabilities resident in the front line units.
Enterprise Risk Management
Credit Risk Management
B.S. - Business Administration