Protiviti's View on Emerging Risks

Protiviti's View on Emerging Risks


As more organizations continue to evolve their risk governance practices, focused and relevant information about emerging risks is at a premium. The objective of Protiviti’s PreView newsletter is to provide an input for these efforts as companies focus on risks that are developing in the market.

We view emerging risks as those that are newer to an organization or are the result of macro-level changes; therefore, we see these risks as distinctly different from evolving risks that have been previously identified and are shifting from their original conditions or risk levels. We realize that emerging risks may not be fully understood or identified, and hence, comprehensive risk management options to assess, quantify, monitor and develop response plans are difficult for organizations to design and implement. We hope this PreView newsletter serves as a thought-provoking piece in organizations’ consideration of emerging risks, particularly those risks that may have a direct impact on them, as businesses undertake steps to evolve and adapt progressive risk management practices.

Our framework for evaluation is rooted in the Global Risk Categories designed by the World Economic Forum. Throughout this series, we will continue to use these categories as a framework for classifying macro-level topics and the challenges they present.

In closing, we are very interested in your feedback. We plan to continue the conversation on emerging risks in our blog, “The Protiviti View” (, and on our microsite ( We welcome your input and comments.

Inside This Issue

  • Mobile Banking: A Departure from Branch Expansion Page 2
  • Food: A Spending Split with Healthcare Ramifications Page 3
  • Emerging Middle Class: Shift in Education and Implications Page 4
  • Human Capital: The Aging Workforce Page 5
  • Emerging Risk Spotlight: Social Media Lending Page 6
  • On the Radar Page 7
  • Where to Learn More Page 7
  • The Protiviti View – Continuing the Conversation on Our Blog Page 8


Click here to access all series

Ready to work with us?